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Twilio Verify vs Authsignal

Optimize the authentication journey, not just the verification

Twilio Verify and Authsignal both help businesses authenticate customers, but they solve different parts of the problem.

Twilio Verify is a managed authentication service designed to deliver and complete verification across methods including SMS, WhatsApp, voice, email, TOTP, push and passkeys.

Authsignal is a drop-in authentication and orchestration layer built around the wider customer journey. It helps teams decide whether a customer needs to be challenged, when to step up authentication, and which experience creates the right balance between security and friction.

Trusted customers can move through with less interruption. Higher-risk actions can trigger stronger authentication. Teams can introduce phishing-resistant methods such as passkeys, reduce unnecessary challenges and optimize authentication around the customer rather than treating every verification event the same.

Twilio Verify is built to complete the verification. Authsignal is built to optimize the authentication journey around the customer.

See Authsignal in action

Twilio Verify vs 
Authsignal at a glance

Capability
Twilio Verify
Authsignal
Primary focus
Twilio Verify
User verification and authentication delivery
Authsignal
Authentication orchestration across the customer journey
Pricing model
Twilio Verify
$0.05 per successful verification plus applicable channel delivery fees
Authsignal
Monthly Active User (MAU) pricing. No per-verification or per-message fees. Bring your own SMS provider to keep existing delivery contracts.
Passkeys
Twilio Verify
Private beta
Authsignal
Production passkeys with a FIDO Certified passkey server
Adaptive authentication
Twilio Verify
Verification and fraud controls
Authsignal
Risk-based rules determine when a challenge is necessary
Customer friction
Twilio Verify
Optimizes verification delivery and conversion
Authsignal
Can avoid unnecessary challenges for trusted, low-risk actions
Risk-based step-up
Twilio Verify
Verification invoked where required
Authsignal
Apply contextual step-up across login, payments, recovery and sensitive actions
No-code authentication rules
Twilio Verify
Not documented as a core Verify capability
Authsignal
Built-in no-code rules engine
Omnichannel authentication
Twilio Verify
Multiple verification channels
Authsignal
Web, mobile, kiosk, contact centre, retail and in-person journeys
Existing identity stack
Twilio Verify
Integrates through APIs
Authsignal
Designed to layer on top without migration or re-platforming

Twilio currently describes Verify Passkeys as private beta.

Authsignal provides passkeys alongside adaptive MFA, journey-level step-up and omnichannel verification from the same platform.

Why choose Authsignal over Twilio Verify?

1. Reduce authentication cost at the journey level

Twilio Verify charges $0.05 per successful verification plus applicable channel delivery fees. Its channel-selection capabilities can help optimize the cost of the verification being performed.

Authsignal approaches the cost problem one level higher. Instead of only optimizing the cost of an individual verification, teams can reduce unnecessary verification events and move customers toward authentication methods that don't carry the same per-message dependency.

That can mean:

  • Letting trusted customers continue without an unnecessary challenge
  • Moving repeat customers toward passkeys
  • Using adaptive step-up instead of challenging everybody
  • Using alternative fallback methods instead of defaulting to SMS
  • Applying stronger authentication only when the risk requires it

Air New Zealand reduced SMS authentication costs by 90% after introducing passkeys and WhatsApp-first authentication with Authsignal.

2. Production passkeys with proven adoption?

Twilio Verify supports passkeys, but Twilio currently describes the capability as private beta.

Authsignal supports production passkey deployments through its FIDO Certified passkey infrastructure, with passkeys integrated into the wider authentication journey including enrollment, adoption, fallback and risk-based step-up.

And they're already being used at scale.

First Credit Union deployed Authsignal passkeys across its mobile and online banking experience. Today, more than half of all authentications use passkeys, with tens of thousands of members enrolled.

Getting passkeys live is only the beginning. Getting customers to adopt and use them is where the outcome is won.

3. Decide whether to challenge at all

Twilio gives you tooling to improve delivery, success rates and conversion once your application has decided a verification is needed. That decision sits in your code.

Authsignal moves the decision into the authentication layer. Its rules evaluate device, network, location, transaction value and your own business context, then allow, challenge, review or block the action.

A recognized customer on a known device continues without interruption. A new device, an unusual location or a high-value transfer triggers something stronger. The result is less friction when risk is low, and firmer authentication when it matters.

4. Control the whole journey from one authentication layer

Authentication doesn't stop at login.

Authsignal can apply step-up authentication to payments, account recovery, profile changes and other sensitive actions, then carry the same authentication approach across web, mobile, kiosk, contact centre and in-person interactions.

Rules can be changed through Authsignal's no-code engine without rebuilding authentication logic across every customer-facing application.

One customer. One authentication layer. Every touchpoint.

5. Change policy without another engineering project

Twilio Verify is an API-first verification product.

Authsignal is API-first too, but authentication policy can be managed through a visual no-code rules engine after the integration is in place. That means product, fraud, security and compliance teams can change when customers are challenged without rebuilding the authentication logic in every application.

  • Want to step up transactions over a certain value?
  • Challenge only unfamiliar devices?
  • Allow trusted customers through?
  • Change the policy when a fraud pattern emerges?

Those decisions can live in the authentication layer instead of being hard-coded repeatedly across customer-facing applications.

Engineering integrates once. Teams keep control of the journey.

Better authentication should mean less friction

More authentication isn't automatically better authentication.

Authsignal helps teams apply the right challenge at the right moment. Trusted customers can move faster, higher-risk actions can be stepped up, and teams can progressively move customers toward lower-friction, phishing-resistant methods such as passkeys.

And because Authsignal drops on top of the identity stack already in place, teams can modernize the customer experience without a major migration or re-platforming project.

Drop in. Reduce friction. Keep the stack you already have… or don’t

Frequently Asked Questions

Can Authsignal authenticate customers in the contact centre?

Yes. Authsignal extends authentication beyond digital login into contact centre journeys, allowing businesses to verify customers before agents perform sensitive actions.

This means the same authentication approach and customer context can be used across web, mobile and support interactions instead of creating a separate verification experience for the contact centre.

Can Authsignal help reduce reliance on SMS OTP?

Yes. Authsignal helps organisations move customers toward phishing-resistant and lower-friction methods such as passkeys while retaining appropriate fallback options.

By reducing unnecessary challenges and shifting repeat authentication away from SMS, organisations can improve the customer experience while reducing authentication costs. Air New Zealand reduced SMS authentication costs by 90% after introducing passkeys and WhatsApp-first authentication with Authsignal.

Can Authsignal reduce authentication friction?

Yes. Authsignal's adaptive MFA rules can allow low-risk actions to proceed without an additional challenge while requiring stronger authentication when the context changes.

Can Authsignal support authentication beyond login?

Yes. Authsignal actions can apply authentication to payments, account changes, recovery flows and other sensitive customer actions.

Can Authsignal work with my existing identity stack?

Yes. Authsignal is designed to layer on top of existing identity infrastructure rather than requiring a migration or re-platforming project.

Can I keep using Twilio with Authsignal?

Yes. Authsignal can use Twilio as a delivery channel for SMS, voice and WhatsApp while handling the decision of whether, when and how to challenge. That keeps your existing messaging setup and your sender registrations in place.

Does Authsignal support omnichannel authentication?

Yes. Authsignal supports authentication across web, mobile, kiosk, contact centre, retail and in-person customer interactions using the same authentication layer.

Does Twilio Verify support passkeys?

Yes. Twilio Verify supports passkeys, but Verify Passkeys is currently in private beta rather than generally available.

Authsignal supports production passkey deployments through its FIDO Certified passkey infrastructure, with proven adoption in live customer environments.

First Credit Union, one of New Zealand’s largest member-owned credit unions, deployed passkeys with Authsignal across its mobile and online banking experience. Today, more than half of all authentications use passkeys, with tens of thousands of members already enrolled.

How can Authsignal help improve passkey adoption?

Authsignal supports passkeys as part of the wider authentication journey, including enrollment, rollout, fallback and step-up authentication. This helps teams focus not only on deploying passkeys, but on getting customers to actually adopt and use them.

First Credit Union has deployed Authsignal passkeys across its banking experience, with more than half of all authentications now completed using passkeys.

Is Authsignal an alternative to Twilio Verify?

Yes. Authsignal is an alternative to Twilio Verify for organization that need more control over the wider authentication journey.

Unlike a verification-focused service, Authsignal combines authentication methods with adaptive MFA, risk-based step-up, no-code rules and omnichannel verification. This helps teams reduce unnecessary customer friction, deploy production passkeys, and control when and how customers are challenged without replacing their existing identity stack, if they don’t want too.

What is the main difference between Twilio Verify and Authsignal?

Twilio Verify is a managed authentication service focused on delivering and completing verification across multiple channels.

Authsignal is a drop-in authentication and orchestration layer that sits across the wider customer journey. It uses risk, context and business rules to determine whether a customer should be challenged, when step-up authentication is required, and which method creates the right balance between security and friction.

What types of organizations is Authsignal best suited to?

Authsignal is best suited to organizations that need more control over authentication across the customer journey, without replacing their existing identity stack.

Authsignal is particularly suited to organizations looking to:

  • Reduce unnecessary authentication challenges for trusted, low-risk customers
  • Deploy production passkeys and improve customer adoption
  • Introduce risk-based authentication across login, payments, recovery and other sensitive actions
  • Reduce reliance on SMS OTP by introducing lower-friction, phishing-resistant authentication methods
  • Manage authentication policy without hard-coding every rule into customer-facing applications
  • Create consistent authentication across channels, including web, mobile, contact centre and in-person journeys
  • Improve authentication conversion by balancing security requirements with customer friction
  • Modernize authentication without migrating or replacing the existing identity stack
Which is better for adaptive MFA, Twilio Verify or Authsignal?

Authsignal is specifically designed for adaptive, risk-based authentication. Its rules can evaluate contextual information including device, network, location, transaction and business-specific data before determining whether a customer should be challenged.

Sources and methodology

Last reviewed: August 2026

Twilio product information on this page has been verified against Twilio's official Verify product pages and technical documentation. Authsignal capabilities have been verified against Authsignal's official product pages, documentation and published customer case studies.