Stay compliant with risk based adaptive authentication

Unlock seamless customer flows with Authsignal's risk-based authentication. Deliver strong security that adapts intelligently, optimizing user experiences for frictionless journeys without compromising protection.

Delivering world-class results for:
Air New ZealandTradeMe LogoHnry LogoDKV LogoSimplicity
Air New ZealandTradeMe LogoHnry LogoDKV LogoSimplicity
Risk-based authentication benefits
Meet regulation
Proactive fraud detection
Rapid, no-code deployment

Intelligently optimised for customer experience. Match risk and authentication when it matters most.

Risk-based authenticaion features

Rule builder - Ready to use data point

Drop in contextual rules anywhere in your user's journey to Allow, Block, Review, or Challenge actions based on set criteria. Choose from a wide range of preconfigured data points built for common use cases, and tailor logic to your needs with our no-code editor.
Learn more and explore all ready-to-use data points →

Impact analysis

Simulate how updated rules would have behaved over the past 7 days using real user activity. See how often your rule would’ve triggered and understand the impact on user outcomes before going live. With visual comparisons of actual vs. estimated behavior, you can confidently optimize rules without guesswork.

Rule builder - Custom data points

Enhance your authentication flows by integrating your own data into the rules engine. Use custom data points to reflect internal risk signals, trigger challenges for specific scenarios, and build policy-driven logic tailored to your security needs.
Take a trial and demo for free →

Analytics

Gain deep visibility into your authentication flows with real-time analytics. Track adoption rates, credential manager usage, and uplift success to fine-tune your passwordless strategy. Monitor user actions like Allow, Challenge Required, and Challenge Succeeded, and filter by state to explore the latest activity and trends over time.
Learn more about Authsignal's analytics features →

Compliance

Authsignal is built with enterprise-grade security and meets the highest industry standards. We’re fully compliant with SOC 2 Type II, AICPA SOC, and FIDO Certified protocols.

Audit trials

Gain full visibility into every user interaction with detailed, real-time event timelines. Track key actions like sign-ins, transaction attempts, challenges, and completions to support security reviews, fraud investigations, and compliance audits with confidence.

AI explain

AI-powered rule insights: Understand your auth logic in plain English.

Complex rule logic is now easy to interpret, so you can:

  • Understand triggered actions at a glance — so you can debug or optimize faster
  • Diagnose why a rule was triggered — without scanning logs or code
  • Summarize complex rules in plain English — instantly know what a rule is doing

Add risk-based authentication into your existing identity stack

Integrate with hosted UI, SDKs, and full API
The fastest way
to deliver risk-based authentication across mobile and web applications

Mobile

Optimized for native app performance and UX
Easy integration with existing auth backends
View docs

Web

Easy embedding into existing apps and flows
Visual UI builder to easily customize and align with your brand
View docs

Built for high-risk, high-value customer flows

View industries
Enterprise-grade security for financial instiutions
Risk-based authentication for sensitive operations
Need faster, secure logins without rebuilding auth
Work in regulated sectors
Compliance-ready for regulated industries
Audit trails for high-value customer actions

Partner with Authsignal to deliver risk-based authentication with confidence

Start Today, No Cost

Create a free account for full access and begin integrating immediately.

Start integrating

Quick & Easy Integration

Follow our step-by-step guides to get up and running without friction.

Explore docs

Expert Support Anytime

Access our exclusive private Slack channel for tailored advice and real-time support from our team.

Support

Flexible Pricing Options

Plans start at just $349 per month, or connect with sales for enterprise solutions tailored to your needs.

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Ready to deploy risk-based authentication?

Answering your questions about risk-based authentcation with Authsignal

Learn more in our docs

How does risk-based authentication work?

Risk-Based Authentication (RBA) is an authentication approach that evaluates the risk level of an action by an end user, e.g., a login attempt or transaction, based on various factors designated by the business, such as user behaviour, device information, location, transaction amount, and more. By analysing these factors, Authsignal enables businesses to dynamically adjust authentication requirements for the user, applying stricter measures (e.g, Passkeys only or where no passkeys are available, 2-step multi-factor authentication is required) for high-risk activities while allowing seamless experiences for low-risk ones.

Can I utilise custom data points with Authsignal’s risk-based authentication?

Yes, Authsignal supports the creation and ingestion of custom data points, like third-party risk scores, transaction amounts, currency, or token types. Custom data points can be created at the rule level in our no-code rules engine.

Can risk-based authentication integrate with our existing identity platforms?

Yes. Authsignal is designed to layer on top of your existing identity solutions, enhancing them with adaptive / risk-based authentication.

How can risk-based authentication address compliance and regulation requirements?

Risk-based authentication can help businesses satisfy in-country regulation requirements where step-up authentication or a risk-based approach is mandated in specific industry verticals, e.g., Financial services, verifying identity or transaction approval for high-value transactions.

What’s the difference between risk-based authentication and adaptive authentication?

Risk-Based Authentication (RBA) evaluates the risk of each login using signals like device, location, transaction amount, and risk score. It responds by allowing, blocking, or requiring MFA only when needed.

Adaptive Authentication is a broader authentication strategy using risk and context to dynamically adjust the entire login or transaction experience, like switching auth methods or skipping steps for trusted users.

In short:

  • Risk-Based Authentication = Makes a decision: Is this login risky? If so, step up to a specific authentication method.
  • Adaptive Auth = Adjusts the journey: What’s the best auth flow based on this context?

Risk-based authentication is often a key part of adaptive authentication systems.

Latest thinking on risk-based authentication adoption from real-world deployments:

How to implement adaptive MFA with passkeys for smarter, risk-based authentication
Learn how to build a secure, seamless money transfer experience with passkeys for adaptive MFA. Discover how Authsignal intelligently applies passkey authentication based on real-time risk, like anonymous IPs, high-value transfers, and unusual behavior.
Read article
Adaptive MFA for Auth0: Customize MFA UX to reduce consumer friction without upgrading your plan.
In this blog post, we will dive deeper into how you can fine-tune the MFA user experience with only some minor tweaks to your integration code.
Read article
Zero trust in consumer/B2C authentication
Zero trust is a security model that assumes that no user or device can be trusted, even if they are inside the network perimeter.
Read article

Authsignal secures millions of passkey transactions out of our hosted Sydney region.

Authsignal secures millions of passkey transactions out of our hosted Sydney region.

Join us today!

Passkeys

Integrate phishing resistant FIDO2 passkeys.

Enhance customer experience and mitigate fraud with phishing-resistant WebAuthn / FIDO2 passkeys. Uplift customer experience and safeguard customers from security threats.

Passkeys - Secure & Phishing-Resistant Authentication - Authsignal
Watch and learn about Air New Zealand's passkey journey.

Explore how Air New Zealand enhanced their customer authentication with Authsignal. Watch the video below to see the challenges faced and the successful solutions implemented through this partnership.

Create a free account and start integrating passkeys with Authsignal.

Authenticator apps (TOTP)

Ensure a smooth user experience with Time-Based One Time Password (TOTP) authentication.

SMS One Time Password (OTP)

Simply connect your Twilio or Messagebird account to turn on SMS One Time Password (OTP).

Biometrics (WebAuthn/FIDO2)

Use modern web and mobile browsers with built-in biometrics and specialized hardware devices like YubiKeys.

Push Notifications

Drop Authsignal's SDKs into your mobile application for instant push notification authentication.

Effortless UX

Simply drop in our top-tier Authenticator Enrolment and Challenge flows. Add your logo and away you go.

SDK support

Launch enrolment and challenge flows from our Web Authsignal.js client SDK, or through Native Mobile Web views.

Easy integrations

Drop Authsignal's flows into your favorite CIAM (i.e. Auth0, Cognito) with our easy-to-use APIs and SDKs.

Secure your customers’
accounts today with Authsignal

Resources

What issuing and verifying millions of passkeys has taught us at Authsignal
Discover key lessons from issuing and verifying millions of passkeys at Authsignal. Explore adoption trends, real-world enterprise results, and why the passwordless future is arriving faster than expected.
What happens when your passkey device is lost? Understanding recovery and device sync
Losing a device with your passkeys isn’t as catastrophic as many fear. Thanks to cloud sync, cross-device authentication, and advanced recovery methods, your access and security remain intact. Learn how Apple, Google, and others handle device loss, and the best practices to keep users safe in a passwordless world.
How modern authentication is fixing call center security and customer experience
Discover how modern authentication is transforming call center security and customer experience. Learn about passkeys, biometrics, and phishing-resistant solutions that reduce call times while preventing fraud.
View all articles